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Cash to Close Calculator
Estimate your buyer funds before closing day.
Use this standalone public calculator to estimate down payment, closing costs, prepaids, escrows, seller credits, and lender credits without the SimpleOS workspace sidebar.
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SimpleOS · Buyer Workspace · Public Preview
Down Payment--At purchase price
Closing Costs--Est. lender + third party
Prepaids--Interest + insurance
Escrow Setup--Tax + insurance reserves
Cash to Close--Total buyer funds needed
Cash to Close Calculator
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Live Results
Funds Breakdown
$--Estimated Cash to Close
Down Payment$0
Closing Costs$4,696
Prepaids$0
Escrow Setup$0
Closing Costs$4,696
Underwriting Fee$1,250
Processing Fee$995
Credit Report Fee$136
Appraisal Fee (est.)$750
Lender's Title Insurance (FL rate)$0
Title, Search & Settlement (est.)$1,300
Recording Fees (est.)$265
State Doc Stamps / Intangible Tax$0
Prepaids$0
Prepaid Interest (15 days)$0
1st Year Homeowners Insurance$0
Escrow Setup (reserves)$0
Property Tax Reserves (3 mo)$0
Insurance Reserves (2 mo)$0
Estimates are for educational and illustrative purposes only. This is not a Loan Estimate, prequalification, credit decision, approval, commitment to lend, or guarantee of loan terms. Actual costs, fees, rates, taxes, insurance, escrows, title charges, credits, and cash required to close may vary based on borrower qualifications, property location, loan program, seller concessions, and transaction details. Contact Simple Lending Mortgage LLC for a personalized review.
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