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SimpleOS public workspace
Cash to Close
Estimate down payment, closing costs, prepaids, escrows, credits, and program-specific costs before your buyer makes a move.
SimpleOS · Buyer Workspace · Public Preview
Down Payment--At purchase price
Closing Costs--Est. lender + third party
Prepaids--Interest + insurance
Escrow Setup--Tax + insurance reserves
Cash to Close--Total buyer funds needed
Cash to Close Calculator
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Live Results
Funds Breakdown
$28,417Estimated Cash to Close
Down Payment$17,500
Closing Costs$6,444
Prepaids$3,151
Escrow Setup$1,323
Closing Costs$6,444
Underwriting Fee$1,250
Processing Fee$995
Credit Report Fee$136
Appraisal Fee (est.)$750
Title Insurance (est.)$1,663
Title Search & Settlement$850
Recording Fees$100
Transfer Tax (est.)$700
Prepaids$3,151
Prepaid Interest (15 days)$991
1st Year Homeowners Insurance$2,160
Escrow Setup (reserves)$1,323
Property Tax Reserves (3 mo)$963
Insurance Reserves (2 mo)$360
Estimates are for educational and illustrative purposes only. This is not a Loan Estimate, prequalification, credit decision, approval, commitment to lend, or guarantee of loan terms. Actual costs, fees, rates, taxes, insurance, escrows, title charges, credits, and cash required to close may vary based on borrower qualifications, property location, loan program, seller concessions, and transaction details. Contact Simple Lending Mortgage LLC for a personalized review.
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